{"id":9321,"date":"2025-08-18T17:54:32","date_gmt":"2025-08-18T17:54:32","guid":{"rendered":"https:\/\/www.negociosdeangola.com\/bai-vale-mais-que-tres-maiores-rivais-combinados\/"},"modified":"2025-08-18T17:58:39","modified_gmt":"2025-08-18T17:58:39","slug":"bai-worth-more-than-its-three-biggest-rivals-combined","status":"publish","type":"post","link":"https:\/\/www.negociosdeangola.com\/en\/bai-worth-more-than-its-three-biggest-rivals-combined\/","title":{"rendered":"BAI Worth More Than Its Three Biggest Rivals Combined"},"content":{"rendered":"
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The Banco Angolano de Investimentos (BAI) seems to be experiencing its best moment, as if it were a Formula 1 champion\u2014at least for now. The team led by manager and banker Lu\u00eds Rodrigues L\u00e9lis has widened its lead in profitability, posting an advantage of AOA 66.2 billion (US$ 73.9 million) compared to the combined profit of BFA, BIC, and Millennium. In comparison with smaller banks, BAI reported profitability almost three times higher than that of the nine non-systemic banks combined.<\/p>\n

Banco Angolano de Investimentos (BAI) has consolidated its position as the most valuable bank in Angola, surpassing in profitability the combined earnings of three of its biggest competitors in assets\u2014Banco de Fomento Angola (BFA), Banco Internacional de Cr\u00e9dito (BIC), and Banco Millennium Atl\u00e2ntico (BMA)\u2014which together recorded a profit of AOA 134.77 billion (US$ 147.77 million) in the second quarter, representing 67.06% of BAI\u2019s EBIT.<\/p>\n

Even when adding the profits of Banco de Poupan\u00e7a e Cr\u00e9dito (BPC) and Banco Keve, which total AOA 188.1 billion (US$ 206.3 million), BAI still maintains a superior margin of 6.39% over the combined profit of the five institutions.<\/p>\n

This valuation was driven by a Pre-Tax Profit (RAI) of AOA 200.99 billion (US$ 220.4 million) in the first half of 2025, more than triple the result achieved in the same period last year.<\/p>\n

In a show of strength that has repositioned the institution led by Lu\u00eds Filipe Rodrigues L\u00e9lis as the leading force in the national banking sector since the beginning of the year, it is also worth noting the 11.24% increase in total assets. The bank\u2019s wealth is now valued at AOA 4.92 trillion (US$ 5.4 billion), up from AOA 4.4 trillion (US$ 5.2 billion) recorded in the second quarter of last year.<\/p>\n

Meanwhile, its main rival in both assets and profitability, BFA, led by Lu\u00eds Gon\u00e7alves, reported a Pre-Tax Profit of AOA 115.5 billion (US$ 126.6 million), equivalent to 57.46% of BAI\u2019s result.<\/p>\n

Banco BIC, led by Hugo Teles, and Millennium Atl\u00e2ntico, led by Isabel Esp\u00edrito Santo, accounted for 5.44% and 4.16%, respectively\u2014AOA 10.9 billion (US$ 11.9 million) and AOA 8.35 billion (US$ 9.16 million).<\/p>\n

Expanding the analysis to the smaller banks, currently comprising nine institutions, BAI\u2019s result is, according to calculations, 60.973% higher than the combined earnings of Banco Caixa Geral Angola (BCGA), Banco de Cr\u00e9dito do Sul (BCS), BIR, Banco Yetu, Banco Comercial do Huambo (BCH), Banco Valor, Access Bank Angola, Bank of China, and Banco Comercial Angolano (BCA).<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

The Banco Angolano de Investimentos (BAI) seems to be experiencing its best moment, as if it were a Formula 1 champion\u2014at least for now. The team led by manager and banker Lu\u00eds Rodrigues L\u00e9lis has widened its lead in profitability, […]<\/p>\n","protected":false},"author":3,"featured_media":6174,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[74,69,79],"tags":[],"class_list":["post-9321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-business","category-first-block"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/posts\/9321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/comments?post=9321"}],"version-history":[{"count":2,"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/posts\/9321\/revisions"}],"predecessor-version":[{"id":9323,"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/posts\/9321\/revisions\/9323"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/media\/6174"}],"wp:attachment":[{"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/media?parent=9321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/categories?post=9321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.negociosdeangola.com\/en\/wp-json\/wp\/v2\/tags?post=9321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}